Connecting the DOTS.....to HCA James K Happ

James Happ, vice president of servicer operations since 1999,
was promoted to executive vice president of servicer operations,
responsible for processing, lock box and accounts receivable functions.

Prior to joining NCFE, Happ was chief financial officer of
Columbia/HCA's Homecare Group
based in Dallas, Texas. He holds a bachelor of science degree in
business administration with a major in accounting from
Miami University, Oxford Ohio, and a master's of business administration degree
from Nova University in Fort Lauderdale, Florida.

Prior to joining Med Diversified, James Happ served as executive vice president of
National Century Financial Enterprises ("NCFE"), a health care financing company
and the primary lender of Med Diversified.

In his three years in this role, he
restructured the Servicer department to improve operational performance and
accelerated the utilization of technology to increase operational efficiency. Mr. Happ has substantial experience in the home health care industry. Previously,
he served as chief financial officer of the
Dallas-based Columbia Homecare Group, Inc.,
a home care company with more than 500 locations nationally and more than
$1 billion in revenue in 1997. In this role, he directed the company through the
challenging reimbursement climate known as the interim payment system, and he
participated in the divestiture of all of Columbia/HCA's home care operations. He
also held senior executive positions with Olsten of Columbus, Inc., a home care
and staffing services franchise of the Olsten Corporation,
and with Interim Services, Inc.,
a Florida-based Staffing and home care company.